As part of its 70th anniversary initiatives, DFCC Bank has unveiled a new financial solution aimed at enabling Sri Lanka’s small and medium enterprises (SMEs) to build capital over time and strengthen their long-term financial resilience.
The DFCC Business Investment Planner is a fixed-return investment product tailored for registered business entities, designed to support predictable, structured capital accumulation without relying on debt or short-term credit lines. Senior Vice President and Head of Retail Banking and SME at DFCC Bank, Aasiri Iddamalgoda said, “SMEs are not mere borrowers – they are builders, planners, and risk-takers. What they need is not only access to credit but also access to structured, long-term financial infrastructure.”
Through the Business Investment Planner, proprietorships, partnerships, companies, clubs, societies, and even government institutions can invest a fixed monthly amount over a period ranging from two to fifteen years.
As of today, each investment is backed by a guaranteed annual interest rate helping businesses benefit from stable returns in a volatile environment.
The product is available in Sri Lankan Rupees and designated foreign currencies, allowing greater flexibility for import-reliant or export-oriented enterprises.
This initiative is part of a broader commitment by DFCC Bank to support the SME sector, widely regarded as the backbone of the national economy.
